Helping small businesses stay prepared for today's operational risks.
Last reviewed: 9 July 2026
Persistent warm conditions across large parts of Europe and North America continue to affect outdoor and warehouse work. Small businesses with physical workplaces should assume elevated heat exposure through the summer period.
Practical Action
Review hydration, rest and acclimatisation procedures for staff.
Grid operators in several regions are reporting higher-than-usual demand and localised outages during peak periods. Businesses that rely on refrigeration, payment terminals or connected equipment should confirm their backup arrangements.
Practical Action
Confirm backup power arrangements and critical equipment priorities.
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Business email compromise, invoice fraud and ransomware continue to affect small businesses across Europe. Attackers are increasingly targeting finance approvals, supplier payments and remote access.
Practical Action
Verify payment approval procedures and multi-factor authentication.
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Sudden storms and localised flooding remain a recurring source of business disruption. Ground-floor premises, outdoor storage and delivery-dependent operations are most exposed.
Practical Action
Review flood response steps and confirm insurance documentation is accessible.
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Shipping delays, supplier consolidation and input-cost volatility continue to affect small businesses. Even one missing supplier can interrupt daily operations.
Practical Action
Review supplier contingency plans and identify one backup for each critical input.
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Staff fatigue, absenteeism and retention pressures remain a steady operational concern for small businesses. Wellbeing is easy to deprioritise but directly affects service quality and continuity.
Practical Action
Check in with staff and review scheduling for signs of fatigue.
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